Higher than you probably think. You can ignore the problem, but it’s hard to ignore the facts:
Just over 1 in 4 of today’s 20 year-olds will become disabled before they retire.
Accidents are NOT usually the culprit. Back injuries, cancer, heart disease and other illnesses cause the majority of long-term absences.
Are you prepared if it happens to you? Probably not. If you’re like most Americans, you don’t have disability insurance (Social Security Administration states that 67% of Americans working in the private sector do not have long term disability insurance), or enough emergency savings to last 34.6 months. Yes, that’s the duration of the average long-term disability claim.
Call or e-mail us for a quick, convenient outline of Disability Insurance coverage and cost. It may be one of the most important calls you can make!