Are you taking care of tomorrow?

27% of 1,000 Millennials surveyed in July 2018 spend more money on coffee each month than what they set aside and invest monthly for their eventual retirement (source: Lendedu.com). If this describes you, give us a call and we can show you a couple of steps you can take to get started on a systematic…

Comments about annuities from the current issue of Kiplinger newsletter –

“Sales of fixed-rate deferred annuities will jump over the next two years: A 20% increase this year and another 25% next year. Higher interest rates and increased stock market volatility are making annuities more attractive options than they have been in years. Higher rates let insurers hike the payouts they offer on deferred annuities, which…

Prevention through education – talk with your teenage drivers

The 100 days between Memorial Day and Labor Day are recognized as the deadliest for teens, as collisions involving young drivers spikes sharply during this period. This year the Department of Insurance, the California Highway Patrol, Impact Teen Drivers, and the insurance industry are hoping to turn the tide by teaming up with the Ford…

Actual vs Expected!

Only 36% of workers surveyed anticipate that their monthly Social Security benefit “will be a major source of income” during retirement. However, 67% of retirees surveyed have determined that their monthly Social Security benefit “is a major source of income” during retirement (source: Employee Benefit Research Institute 2018 Retirement Confidence Survey). This reflects failure or…

Happy 90th Birthday Farmers Insurance!!!

  On March 28, 1928, 90 years ago today, Farmers Automobile Inter-Insurance Exchange was born and on April 9th, sold its first auto policy on a 1925 Cadillac Phaeton to Charles Briscoe. This was the beginning of a wonderful Corporate story that has had tremendous positive impact on many individuals; employees, agents, district managers, and…