Articles

January 2016

Umbrella Insurance – Is it for YOU?

I get many questions concerning Umbrella Liability Insurance coverage and wondering whether it is something that one should add to their insurance portfolio. The easiest way to answer that question is with a question; “Is protecting your assets in the event of a catastrophic loss something that is important to you?” Many think “Well something…

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Group Health Insurance for Business

Affordable Care Act (ACA) employer mandate now (as of 01/01/2016) requires businesses with at least 50 full-time equivalent employees to provide health coverage for their employees and dependents or face a tax penalty. Many clients in the service industry have asked me “what constitutes a Full Time Equivalent?” Here is the definition directly from the…

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